$1,299,000

Single-family home, beachside of Hwy 98. just steps from the sugar-white sand and the Gulf, this fully furnished 5-bedroom, 3-bath coastal retreat offers comfort, flexibility, and strong rental appeal. Ask about the BOAT incentive. Thoughtfully designed for personal enjoyment or guest use, the home is stocked. Inside, you'll find… Read More 9-foot ceilings, crown molding, a bright coastal feel, Samsung appliances, and a Samsung washer & dryer that convey with acceptable offer. Energy Star-rated systems, a tankless hot water heater with instant recirculating pump, impact-rated windows and doors, elevated construction, and X Flood Zone location add efficiency and peace of mind. Two levels of expansive decks offer Gulf views and over 1,500 square feet of outdoor living space. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, games, casual seating, and post-beach gatherings. An outdoor shower adds convenience after a beach day. Located near boat slips and boat ramp, this home offers beach access, boating convenience, rental potential, and coastal comfort. Circle Dr. away from Hwy 98 road noise, behind marina for quieter beachside feel. No HOA fees, no shared walls, permitted short-term rentals, and the charm of laid-back ''Old Florida,'' ideal Full time residence, 2nd Home or Investment Opportunity, 1031 Exchange. This Affinty home has many upgrades inside and out. It's a must s Discover coastal living at 105 Circle Drive, an Affinity -Custom single-family home built in 2022, located on the desirable beachside of Hwy 98 in Mexico Beach. This beautifully designed coastal retreat offers 5 bedrooms, 4 bathrooms, and is positioned approximately 300 steps from the sugar-white sand and emerald waters of the Gulf. Designed for both personal enjoyment and strong guest appeal, the home is being offered fully furnished (down to linens and kitchenware) and thoughtfully stocked to host many guests, turn key, rental or hosting ready. The efficient floor plan provides comfortable gathering spaces, privacy for guests, and an easy, low-maintenance beach lifestyle. Inside, you'll find 9-foot ceilings, crown molding, and a bright coastal feel throughout. The kitchen features Samsung appliances, and the Samsung washer and dryer convey with the purchase, making this a truly turnkey opportunity. The home also features a generously sized laundry room, Energy Star-rated systems, and a tankless hot water heater with an instant recirculating pump for energy efficiency and near-instant hot water throughout the home. Two levels of expansive decks offer beautiful Gulf views and create the perfect setting for morning coffee, evening breezes, and relaxing after a day at the beach. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, and more. This lower-level outdoor area extends the fun beyond the walls of the home and is ideal for cornhole, ping pong, yard games, coolers, casual seating, and post-beach gatherings. The outdoor shower makes rinsing off after the Gulf easy and convenient. Built to current Florida coastal construction standards, the property features impact-rated windows and sliding glass doors, elevated construction, a durable coastal-grade roof, covered parking, outdoor shower, and convenient storage for beach and boating essentials. The home is located in the X Flood Zone and offers enhanced storm resilience. Located just moments from the Mexico Beach boat slips and boat ramp, 105 Circle Drive offers the ideal combination of beach access, boating convenience, rental potential, and coastal comfort. The City of Mexico Beach owns and rents canal slips nearby by the day, week, month, or year. These 12-foot-wide slips accommodate many fishing boats, including boats with upper stations and towers. This custom-finished, single-family residence offers the privacy and flexibility today's coastal buyers are looking for -- no shared walls, no attached neighboring homes, and no HOA fees. Circle Drive is one of the quieter streets in Mexico Beach, tucked away from Hwy 98 road noise and perfectly positioned behind the marina for peace, privacy, and a relaxed beachside feel with over 1500 square feet of deck. Short-term rentals are permitted, yet the area maintains a quieter coastal atmosphere that appeals to full-time residents, second-home owners, and vacation buyers alike. Positioned on one of the few streets in Mexico Beach that is not a straight front-to-back roadway, the property also offers added ease for maneuvering boats, trailers, and golf carts. Mexico Beach is loved for its sugar-white sand, emerald water, and laid-back ''Old Florida'' charm without the crowds, high-rises, or heavy traffic found in larger beach destinations. Families, second-home owners, and vacation renters are drawn here for the slower pace, beautiful beaches, boating, fishing, and strong sense of community. Conveniently located, Mexico Beach also offers easy access to Port St. Joe and Panama City for dining, shopping, entertainment, and travel convenience. Read Less

Courtesy of Sharon F Smith, Corcoran Reverie SRB.

Listing Snapshot

Days Online

159

Last Updated

Nov 3, 2026

Property Type

Detached Single Family

Beds

Full Baths

Square Ft.

2,912

Lot Size

0.15 Acres

Year Built

2022

MLS Number

1004172

Additional Details

Appliances & Equipment

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Washer

Building

Built in 2022, Living area: 2912.0, Construction Materials: Frame, Siding CmntFbrHrdBrd

Cooling

Central Air

Exterior Features

Patio/Porch Features: Deck Covered, Deck Open, Patio Covered, Balcony, Sprinkler System

Floors

Floor Vinyl

Foundation

Foundation On Piling

Heating

Central

Interior Features

Ceiling Crwn Molding, Lighting Recessed, Owner's Closet

Lot

0.15 acres, Dimensions: 75x90

Parking

6 carport spaces, 12 total parking spaces, Boat, Carport Attached

Property

Construction Complete, Gulf

Sewer

Public Sewer

Taxes

Parcel Number: 04705-000-000, Annual Amount: $15,354.7, Legal Description: Lot 3, Block 10, Mexico Beach Unit 7, as per plat thereof recorded in Plat Book 8, page 80, public records of Bay County, Florida., Year: 2025, Zoning: Resid Multi-Family, Resid Single Family

Utilities

TV Cable

Windows

Window Treatment All

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