$1,349,900

Some waterfront homes offer beautiful views. Few offer a lifestyle that begins the moment you step outside your door! Perfectly positioned above the sparkling waters of Destin Harbor, this exceptional four-bedroom waterfront residence in the prestigious, gated Grand Harbor community combines over 2,525 square feet of luxurious living with one… Read More of the property's most coveted features--a Private Deep-Water Boat Slip with a 16,000-pound Lift. From morning cruises through Destin Harbor to sunset dinners by boat & effortless access to the East Pass, the Gulf of Mexico, Choctawhatchee Bay, & world-famous Crab Island, this is a residence designed for those who truly embrace Life On The Water. Offering breathtaking panoramic views of both the Destin Harbor & the emerald waters of the Gulf of Mexico, this remarkable residence lives more like a private waterfront home than a traditional condominium. Expansive windows & sliding glass doors fill the home with natural light while showcasing spectacular water views from nearly every room. Thoughtfully designed for both everyday living & effortless entertaining, the open-concept floor plan features generous gathering spaces, abundant storage, and seamless indoor-outdoor living centered around an oversized covered balcony complete with a built-in gas grill. Whether enjoying your morning coffee as boats leave the harbor or unwinding with spectacular sunsets over the Gulf, every space has been designed to capture the beauty & tranquility (MORE) with spectacular sunsets over the Gulf, every space has been designed to capture the beauty & tranquility of its extraordinary setting. The spacious living room features a gas fireplace and flows seamlessly into the dining area & well-sized chef's kitchen. Designed to impress, the kitchen offers a gas cooktop, double ovens, abundant custom wood cabinetry, a walk-in pantry, and an oversized breakfast bar with generous seating, making it equally suited for intimate family dinners or entertaining larger gatherings. The luxurious primary suite is a private waterfront retreat, complete with a sitting area, breathtaking harbor views, direct balcony access, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, a separate walk-in shower with dual shower heads, a private water closet, & an oversized walk-in closet. Three additional guest bedrooms each feature private en suite bathrooms, ensuring exceptional comfort and privacy for family & guests. The fourth bedroom is currently utilized as a secondary living area, offering flexibility as a media room, executive office, hobby space, or additional sleeping quarters. A spacious laundry room provides additional storage, while the exterior storage room with power, conveniently located just outside the front door, offers ample space for beach gear, fishing equipment, water toys, or even an additional refrigerator. Enhancing the value of this extraordinary residence is the highly sought-after Private Boat Slip accommodating up to a 32-foot vessel with a 16,000-pound lift. Boat slips are limited within Grand Harbor, making this an exceptional opportunity for boating enthusiasts seeking immediate access to some of the finest boating destinations along the Emerald Coast. Spend your days cruising to waterfront restaurants, exploring Crab Island, fishing the Gulf, or enjoying the pristine waters of Choctawhatchee Bay-- all just moments from your private dock. Grand Harbor offers an owner-focused waterfront lifestyle with exceptional amenities, including a private marina, resort-style pool & spa overlooking the harbor, an expansive waterfront sun deck, outdoor gathering areas with elevated bar seating, a fitness center, covered garage parking, Tesla charging stations, abundant overflow parking, an owner's gathering room with a fireplace and large-screen television, a private board room, paddleboard & kayak launch, & a private community dog park. An exclusive overflow guest suite is available for visiting family & friends, allowing your guests to enjoy a comfortable stay while preserving the tranquility of your own residence. Unlike many Destin condominiums, Grand Harbor was thoughtfully designed for owners who value privacy, security, and a true residential atmosphere. With long-term rentals only, residents enjoy a quieter waterfront lifestyle without the constant turnover of weekly vacation guests, creating a community that feels more like an exclusive waterfront neighborhood than a resort. It is an ideal setting for a primary residence, an elegant second home, or a retirement retreat for buyers seeking an exceptional Coastal Lifestyle. This is not simply another luxury condominium competing with every waterfront property in Destin. It is one of the area's rare opportunities to own a private, owner-focused waterfront residence that includes a coveted deep-water boat slip, immediate Gulf access, panoramic harbor and Gulf views, & the peace of a true residential community. Whether you're relocating or simply searching for your forever home along the Emerald Coast, this exceptional residence offers a lifestyle that is increasingly difficult to find. Combining luxury, privacy, world-class boating access, and the unmatched Grand Harbor lifestyle, this remarkable waterfront home represents one of Destin's most exclusive offerings. Schedule your private showing or virtual tour today & experience waterfront living at its finest! Read Less

Courtesy of Karen K Martineau, RE/MAX Coastal Properties.

Listing Snapshot

Days Online

Last Updated

Sep 19, 2026

Property Type

Condominium

Beds

Full Baths

Year Built

2000

MLS Number

1005824

Additional Details

Appliances & Equipment

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect

Building

Built in 2000, 10 stories, Construction Materials: Concrete, Steel, Stucco

Community

47 units in community, Short Term Rental - Not Allowed, BBQ Pit/Grill, Community Room, Dock, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Marina, Minimum Rental Prd, Pets Allowed, Pool, Separate Storage, TV Cable, Waterfront, Whirlpool

Cooling

Ceiling Fans, Central Air

Exterior Features

Balcony, BBQ Pit/Grill, Boat Slip, Dock, Hot Tub

Fence

Fenced Lot-All

Fireplaces

Fireplace Gas

Floors

Floor Hardwood, Floor Tile, Floor WW Carpet

Foundation

Foundation On Piling

Garage

2 spaces

Heating

Central

Home Owner's Association

Fee Includes: Accounting, Gas, Ground Keeping, Insurance, Internet Service, Legal, Management, Recreational Faclty, Sewer, Water, Cable TV, Trash

Interior Features

Breakfast Bar, Ceiling Crwn Molding, Fireplace, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup

Parking

2 total parking spaces, Garage, Covered, Guest

Pool

Pool - In-Ground, Pool Type

Property

Construction Complete, Other structures: Guest Quarters, Harbor, Gulf, Unit Waterview Only

Security Features

Fire Alarm/Sprinkler

Sewer

Public Sewer

Taxes

Parcel Number: 00-2S-22-0699-0000-0540, Annual Amount: $11,132.9, Assessed Value: $4,981, Legal Description: GRAND HARBOR DESTIN CONDO UNIT 540 + Boat Slip #15, Year: 2025

Utilities

Electric, Gas - Natural, Public Water, TV Cable

Water Features

Unit Waterfront, Gulf/Pass, Harbor

Windows

Window Treatment All, Double Pane Windows

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662 Harbor Boulevard #540

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