$342,000

THREE BEDROOMS. THREE BATHROOMS. BAYFRONT LIVING ON THE QUIETER SIDE OF PANAMA CITY BEACH. Magnolia Bay Club Unit 404 is a freshly painted three-bedroom, three-bathroom residence offering a split floor plan, large bayfront balcony, and central fourth-floor position overlooking St. Andrews Bay with views toward the Hathaway Bridge. Professionally deep… Read More cleaned and move-in ready, the interior features wood flooring throughout the main living areas, tile flooring in the kitchen, hallway, and bathrooms, and an open-concept layout with space for a dining table. The kitchen includes stainless steel appliances, ample workspace, and a direct connection to the living area, while the washer and dryer are also included. The spacious primary suite features sliding glass door access to the balcony, along with a large bathroom offering a double vanity and walk-in shower. The seller is replacing the fogged glass panel in the primary bedroom window and door assembly prior to closing. The split-bedroom design creates additional separation between sleeping areas. The guest bedroom on the right includes a pocket door, allowing it to function as a bedroom, home office, or flex space. The guest bedroom on the left has its own private full bathroom with double vanities, creating a true second suite. The living room opens through sliding glass doors to the large balcony, where the fourth-floor position provides sunrise views across the bay, illuminated nighttime views of the Hathaway Bridge, and the sound of the water along Magnolia Bay Club's private bay beach below. Fourth-floor residences also feature a solid balcony wall rather than metal railings, providing additional privacy and a greater sense of security. The enclosed design may be especially appealing to owners with small pets because there are no railing openings. Magnolia Bay Club is a gated bayfront condominium community with no short-term rentals permitted. Community amenities include a bayfront pool, private beach, dock, kayak access, fitness center, meeting room, BBQ grills, dumpster service, and maintained common grounds. The property is located approximately one mile from Publix and approximately three miles from the beaches of Panama City Beach. Monthly condominium association dues are currently $1,066.64 and include water, sewer, trash service, pest control, and maintenance of the common areas. All information is deemed reliable but not guaranteed; buyer to verify if important. Read Less

Courtesy of Alice de La Penha, Coldwell Banker Realty.

Listing Snapshot

Days Online

Last Updated

Sep 20, 2026

Property Type

Condominium

Beds

Full Baths

Year Built

2008

MLS Number

1007987

Additional Details

Appliances & Equipment

Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect

Building

Built in 2008

Community

Short Term Rental - Not Allowed, BBQ Pit/Grill, Beach, Boat Launch, Community Room, Deed Access, Dock, Elevators, Exercise Room, Game Room, Gated Community, Pets Allowed, Picnic Area, Playground, Pool, TV Cable, Waterfront

Cooling

Ceiling Fans, Central Air

Floors

Floor Hardwood, Floor Tile

Home Owner's Association

Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Management, Master Association, Security, Sewer, Water, Cable TV, Trash

Interior Features

Breakfast Bar, Split Bedroom, Washer/Dryer Hookup

Parking

1 carport spaces, 1 total parking spaces, Carport

Pool

Pool Type

Property

Construction Complete, Bay

Sewer

Community Sewer

Taxes

Parcel Number: 40000-600-033, Annual Amount: $40, Assessed Value: $1,066, Legal Description: Magnolia Bay Club Condo Unit E404 Type B Orb 2933 P 1270 4th Floor Bldg 1 Orb 3495 P 1330 2Bd/3Br 1485 Total Sq Ft, Year: 2025

Utilities

Community Water, Electric, TV Cable

Water Features

Bay, Shore - Beach

Windows

Window Treatmnt Some, Double Pane Windows

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2400 Grandiflora Boulevard #E404

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